Two decades and nothing to show for it financially?

A fellow baconista asks:

Sorry if this sounds like a pity party, but I really would like to get this out there. I’m a physician in a high-earning specialty, just turned 40, and can finally say I’m debt free. In other words, the past 2 decades have been: going to school and paying off debt for school. I can’t help but wonder, had I gotten a job right out of undergrad, I would have had no debt and a tidy sum in my retirement accounts for nearly 20 years.  Instead, I have nothing to show for these years financially. Any suggestions on how to get out of this funk? Read more…

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Categories: Personal Finance